Not resolved

On July 24, 2011 I sent an electronic funds transfer from my bank to One Main Financial to pay off and close this account.My bank confirmed the payment was received.

I got the loan agreement stamped PAID in the mail a few days later. Then I got a bill for $601 saying the payment was rejected and they added a $35 fee for a returned payment. I called my bank again, they called One Main Financial, my payment was credited to the wrong account and they can't or won't fix it. To date I have made 11 phone calls to the branch in Castle Shannon PA and the manager (Jeanine) will not take my calls.

I have filed a complaint with the attorney generals office in PA and will continue to fight this as long as I have to.

Review about: Onemain Financial Loan.

Monetary Loss: $601.

Had an Experience with Onemain Financial?

Write a review


Terms of Service
Post Comment

Thank I was about to open an account with this bank now I see they are NOT ONEST to bad other bank will take my business .!!! :cry :cry :cry :cry


They did the same thing to me.I made my final payment on March 12,2012 and received my "paid in full" letter in the mail.

I had made my payments by automatic deduction from my checking account. On April 12 they took an additional $255 from my checking account. I have made multiple phone calls and visited the One Main office and they

STILL HAVE NOT returned my money. I made all of my payments on time...and now I can't get my money returned in a timely manner.

This company "stole" the money from my checking account and 3 weeks later has not returned it.Do not make your last payment by auto pay...cancel the auto pay so that they can not continue to take your money.I will never do business with them again and have told all of my family,friends and co-workers to avoid this company.


I am having a similar esperience.I made a phone payment and they applied it to the wrong account and now have me in collections!

I have supplied paper work to prove I made my payment on time and they STILL call and harass me. They keep asking for my checking account info becuase they said I am deliquent and need to pay my bill up. Its been TWO weeks since they took my money.

NEVER again will I take a loan with these people.Its sad because the local branch has been wonderful.


who do you report these guys to?im having the same issue and i am really pissed.

paid in full. on thier website.

they still took my payment out again.wont discuss it wont talk about it.


Same issue with OMF.I paid my last payment 3/1/2011 through automatic bill pay through my local bank.

I have been to the local branch three times and have called the customer service center, which can not help, only the local office can deal with customer accounts. I have the photocopy of the check that cleared 3/1/2012. OMF keeps calling in regards to the missed payment and now the late fee. I have made the same payment to the same account for six years and now there is an issue?

Sounds fishy to me.

Waiting for the local branch to call me back, again!I will not do business with OMF ever again.


Same here. I paid the full buyout amount online on a Friday afternoon from the same checking account OMF does by monthly auto payment from and immediately received an e-mail from OMF stating my payment had been accepted yet it did not reflect on my account yet. I checked Monday and it was still not reflected by OMF but it was in my pending transactions in my checking account. On Tuesday the money was out of my checking account and no longer in pending status yet still not reflected on my account with OMF. Today is Wednesday and it's still not reflected by OMF. I've had 2 people from the same branch give me 2 different timeframes it would post to my OMF account. I've been told 4 and 7 business days by the branch and 3 days by their 800 #. Their online FAQ's state the following...

"My payment is due today. If I make the payment online, will it be on time?

Yes. All online payments are posted on the day they are made. However, the money may not come out of your bank account for 1-3 days."

I told the woman at the branch what the website FAQ's said and she told me it was wrong and her supervisor told her to tell me it would take 7 days since they just had another customer do the same thing I did and it took 7 days to post.

They can take my money right away, they're quick to get me to take a loan but they're super slow when it comes to giving me credit for a payment. When I check my history online, there's no record of the payment yet their system...

This is the 21st century. Every financial institution and online retailer I deal with, including small mom and pop shops and people on eBay, can post a transaction within 24 hours if not within minutes of the transaction taking place yet a financial lender named OMF can't? This is ridiculous and I will be contacting any legal and consumer watchdog groups I can find about this and most likely the local TV and radio stations and newspapers. I am on a mission now and will be sure to make everyone I know, people at home, at work, friends, family, etc., aware of the shady practices this lender uses and to stay as far away from doing business with them as possible. For those who want to know, my branch is in the Chicago, IL - Northwest IN area. Good luck to those of you getting the run around like me!

Show more

My last payment was drafted from my account for more than the final payment. when i called the branch they stated that i would have to bring them my bank statement to prove the whole amount was drafted.


I wish I had seen this....I just sent a final payment to them on 2/8/12 to pay of my loan.

Over $6000 i sent them.

It hasn't posted to my account.It is now 2/10/12 and they aren't answering the phone on their 24hr 7day number.


these guys need to be investigated.i used to work for them and they are greedy and sneaky in business.

thats why i left.i dont want to go to prison when they get exposed and people already know


Did you try the BBB that always works...I have had problems with them too regarding posting of payments...and they just call...and call...and they want me to send info to them crazy..unofortunately i still have to deal with them...

You May Also Like

Lending Club - LENDINGCLUB is Predatory, Overrated and Misleading Lending Club "Before we begin with my complaint... HEY LENDING CLUB and the rest of you financial criminals... There is a NEW Sheriff in Town and regardless of your political party, President Obama has..." Read more Naca - Review in Loans and Mortgages category from Frederick, Maryland Naca "0.062% 30 year fixed interest rate. No PMI, no closing costs. Credit score= 598. Less than 30k TOTAL including buydown interest being paid on a 382k loan(405k purchase price) Naca is..." Read more Onemain Financial - Prepare to bend over Onemain Financial "I got a loan in 2013 from One Main for $8,499.96. Never missed a payment of $276.25 for two years and checked my balance online and it showed I..." Read more Onemain Financial - BEWARE!!!!! Onemain Financial "Do not borrow money from these people if you can help seek help somewhere else, bad business tactics if you late call you all the time of the day and..." Read more Poor customer service and lacking honesty in sales by Kissvivi Kissvivi "I purchased $195+ USD of Tee Tops from Kissvivi. First issue was "Buy 2, Get 3rd free." I was refunded some of that money. So I still paid $153+ USD...." Read more Directv Now - DIRECTV - Not Providing Credit Promised on Wireless Genie Mini, agreed upon as a convience to installers. Directv Now "On 03/17/17 we signed up for DirecTV, on 03/24/17 the installers came to setup the system, was based on a promotion of receiving a $150 prepaid card. The main (upstairs)..." Read more Maaco - Bad paint job and broke window Maaco "Took my SUV in to have the driver side painted. Plan black was used and you can see the difference because I have sparklers in my black paint. But when..." Read more Ross Dress For Less Mobile Al - Terrible Customer Service-Ross Dress for Less Manager Ross Dress For Less Mobile Al "I purchased items from Store #1845 on Sept. 1, 2017 for a total of $30.22. I took the items home and hung them up for wear on a later date...." Read more