Be forewarned when opening a loan account with One Main Financial -- they violate Fair Debt Collection Practices. I currently have a loan with One Main Financial (in New Jersey).
After being only two weeks late on a loan payment due to an oversight, I have been bombarded by calls at my place of employment (after advising when I opened the loan that I could not accept calls at my place of employment); and have been contacted and threatened with garnishment of my wages. The real clincher is that One Main contacted a personal reference that I had supplied when I applied for the loan and disclosed to this individual that I was behind in payment and that I needed to contact them.
The loan has since been paid and is current but I am extremely dissatisfied with their lack of professionalism and, in fact, violation of debt collection laws, and I feel customers should be aware of One Main's antics.
Product or Service Mentioned: Onemain Financial Loan.
Reason of review: Problems with payment.