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New Reviewer

Prepare to bend over

OneMain Financial - Prepare to bend over
OneMain Financial - Prepare to bend over
OneMain Financial - Prepare to bend over
Update by user Sep 01, 2015

The bold miscellaneous is requested payoff amounts. The original full payoff amount was $11,522

Original review posted by user Sep 01, 2015
I got a loan in 2013 from One Main for $8,499.96. Never missed a payment of $276.25 for two years and checked my balance online and it showed I still owed $6,851. In all I...
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14 comments
#1704034

They quickly scim over the truth in lending page which tells you how much in total you pay back. They wait until the last minute to tell you the interest rate.

It is a tactic they use after congratulating you on the loan and telling you the wonderful things you can now do. Take a vacation etc. I signed the papers received the loan and quickly realized what an idiot I was. How desperate I was to borrow $8800 and pay back $19,000.

Lesson learned. I refinanced after one year with my credit union who urged their members to avoid these loans at all cost.

Its a debt trap. Please read my statement and think hard before taking these 30% interest rate loans.

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ID
#692738 Review #692738 is a subjective opinion of poster.
Service
Onemain Financial Loan
Pros
  • Friendly local office
Cons
  • Misleading payments
Reason of review
Problems with payment
Loss
$6000
Preferred solution
Let the company propose a solution

About a lienon my title of it my car

I need a release of interest for my car title sold the car are telling me that my car title is no good the first one that got signed off that it was replaced 7 years ago but I don't have set title so I need a release of interest form from your company so I can sell my ca hope you can help me out with this I know you sold your company but I'm not sure who to turn tor
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ID
#3987427 Review #3987427 is a subjective opinion of poster.
Location
New York, New York

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Verified Reviewer
New Reviewer

Release of title loan

OneMain Financial - Release of title loan
need help in finding release of title for vehile eva foster 820* *** th st Noble ok 73068 ty and have a nice day
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ID
#3963402 Review #3963402 is a subjective opinion of poster.
Preferred solution
lein release

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New Reviewer

Release of title loan

OneMain Financial - Release of title loan
Need help in finding release of title for vehicle Eva foster 820* ***th street Noble, ok 73068 thank you
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ID
#3963294 Review #3963294 is a subjective opinion of poster.
Location
Oklahoma City, Oklahoma

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Verified Reviewer
New Reviewer

Bad loan idea

Tried to get a loan. Was an issue with drivers license because it was not color; then could not get a copy of the forms, had issues logging in, was suppose to deposit check into my account sent them blank copy and they still got it wrong. Said my bank had to stop it before they could send another check. After getting my credit dinged now and not getting a check or deposit I said forget it. This is terrible business practice. They need to hire competent people. These people are messing with lives; the world is hard enough.
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ID
#3846545 Review #3846545 is a subjective opinion of poster.
Pros
  • Receptionist was very friendly on phone
Cons
  • Staff
  • How the manager spoke to me
Preferred solution
Full refund; nothing on my credit to this transaction and tear up loan application as if it never happened.

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Verified Reviewer
New Reviewer

Be aware when signing contract with OneMain

Thankfully I paid off my loan in full however I wish I had paid closer attention during the signing of the loan contract. The page with the Prepayment and the boxes where it reads I may or I will not; make sure YOU select I may get a refund or credit of part etc. Unfortunately I didn't however I received a check for $22.98 which is hilarious so I emailed Gavin on 8/1/22 to prove this amount. He has yet to respond.

User's recommendation: Run don't walk before you sign.

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2 comments
#2237801

You're welcome

#2237790

So, you're saying READ what you sign? Great idea...Thanks for sharing.

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ID
#3834333 Review #3834333 is a subjective opinion of poster.
Location
Morristown, New Jersey
Preferred solution
Let the company propose a solution

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New Reviewer

Customer Service

I applied for a small loan at the Nine Mile road branch in Pensacola,Fl. I was instructed to upload all documents requested the loan officer contacted me by phone to go over and told me I was approved upon appointment I took all requested docs then she stated that they couldnt give the loan they had me sit and wait about 45 min to tell me that, Im upset because she told me that I was approved then let me down after making me sit there 45 min or more. Im pretty sure I was racially profiled.
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1 comment
#2243255

No Key sh a...Your credit is terrible. That's why they didn't loan you the money.

ID
#3823890 Review #3823890 is a subjective opinion of poster.
Location
Pensacola, Florida
New Reviewer

Need some infomaton

Lady called me said she worked for the Company one main Financial said I could get 5000 but would have to pay 250 upfront to get the loan from you guy eat kinda scam you guys got going on
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ID
#3809446 Review #3809446 is a subjective opinion of poster.
Location
Middletown, Ohio
Loss
$250
Preferred solution
Full refund

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New Reviewer

Discharge Letter

Need letter stating paid off. For Mortgage Company & Wayne County Register of Deeds. More information is needed
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ID
#3781775 Review #3781775 is a subjective opinion of poster.
Location
Southfield, Michigan
Pros
  • Helped me when nobody would
Cons
  • Staff
Preferred solution
Discharge Letter for Citi Financial
New Reviewer

Pay off amount on loan

Pay off amount the fay service fail to extend there help during my time of assisting cancer and a year ago had covid 19 NO ASSISTING...need pay off amount will be appreciative for your speedy assistance
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ID
#3751924 Review #3751924 is a subjective opinion of poster.
Location
Matthews, North Carolina

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Verified Reviewer
Junior Reviewer

Threats

DonSeveral years ago I was a struggling college student so I took out of them with one main financial thinking was legitimate business. They took my car as collateral. Soon after I became unemployed and was late on some payments. They threatened to come take the car....
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1 comment
#2199065

"Apparently the threats to take it were empty." No, you're a loser and had it well hidden. That and it's probably a piece of junk that would cost them more to come and get.

It's sad that you put your kids into your scheme and showed them what a loser and a thief are about. Something tells me you have zero sense and will be sued before long..

ID
#3685559 Review #3685559 is a subjective opinion of poster.
Location
Spokane, Washington
Cons
  • Lousy customer service and
  • Way i was talked too or handled
  • Not what they said at the beginning
Preferred solution
Come get this car. It’s at 3127 E Buckbrush, Chattaroy Wa 99336. The phone number is 509-710-6950. I have made a BBB complaint over this situation.

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Verified Reviewer
Junior Reviewer

Threats

DoI was struggling in college and took out a line with OneMain financial. I became unemployed and became late wait on some payments. I enrolled a national debt relief to stop the exorbitant interest and make payments, as they were threatening me with my car. They never...
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ID
#3685545 Review #3685545 is a subjective opinion of poster.
Location
Spokane, Washington

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Verified Reviewer
New Reviewer

My pink slip

We never received pink slip for motorhome. We financed thur American General. We pay off the loan it is a 1984 windcrueser Vin # 1GBKP37W4E333****. My phone # 626422****
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ID
#3644911 Review #3644911 is a subjective opinion of poster.
Location
Riverside, California
Loss
$5000
Preferred solution
Pink slip for motorhome windcrueser 1984 Vin # 1GBK37W4E3331576 can not sell it without pink American General Financial

WATCH OUT

THE PAPERWORK IS MUCH TOO LONG. BE VERY CAREFUL WHAT IS ADDED TO THE LOAN. IF YOU SUSPECT SOMETHING IS NOT RIGHT LIKE THIS IS PART OF THE LOAN TALK TO A MANAGER.

User's recommendation: ASK QUESTION.

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ID
#3522820 Review #3522820 is a subjective opinion of poster.
Location
Pompano Beach, Florida

Customer service no happy with delays!

Got loan 3/31/22...had to checks main to be paid by OMF...the 2 companies didn't take the checks...last Tuesday had to take back check to Redding (30 miles each way)gave checks to manager...said had to stop payment on checks...would Fed Ex me a check tomorrow (Wednesday) called this morning about 10:30am...tex and called several times...FINALLY called back about 4:30pm...saying something about software...he didn't say a thing about software...tired of run around and making me feel I am a bother...they should have made sure the checks would be executable...just get me the $600...Mary Schwede!
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ID
#3487082 Review #3487082 is a subjective opinion of poster.
Location
Red Bluff, California

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Verified Reviewer
New Reviewer

It's been a week now since I last reported my problem.

To whom it may concern; Since my last message to your good company on my issue, until now i haven't received anything yet. Please send me a copy of my pink slip or a certification of my fully paid car, so I can submit it at the DMV for me to acquire my registration sticker. Thank you so much for your action on this.
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ID
#3483335 Review #3483335 is a subjective opinion of poster.
Location
Stanton, California

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