OneMain Financial Reviews

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OneMain Financial - Prepare to bend over
OneMain Financial - Prepare to bend over
OneMain Financial - Prepare to bend over
Update by user Sep 01, 2015

The bold miscellaneous is requested payoff amounts. The original full payoff amount was $11,522

Original review posted by user Sep 01, 2015
I got a loan in 2013 from One Main for $8,499.96. Never missed a payment of $276.25 for two years and checked my balance online and it showed I still owed $6,851. In all I...
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13 comments
#1704034

They quickly scim over the truth in lending page which tells you how much in total you pay back. They wait until the last minute to tell you the interest rate.

It is a tactic they use after congratulating you on the loan and telling you the wonderful things you can now do. Take a vacation etc. I signed the papers received the loan and quickly realized what an idiot I was. How desperate I was to borrow $8800 and pay back $19,000.

Lesson learned. I refinanced after one year with my credit union who urged their members to avoid these loans at all cost.

Its a debt trap. Please read my statement and think hard before taking these 30% interest rate loans.

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ID
#692738 Review #692738 is a subjective opinion of poster.
Service
Onemain Financial Loan
Pros
  • Friendly local office
Cons
  • Misleading payments
Reason of review
Problems with payment
Loss
$6000
Preferred solution
Let the company propose a solution

Fraud

WtfThis is Pure FRaud. Do not use them at all. Applied for a loan, was told to purchase a pre-paid card, and that I had to give them $225.00 in order to process the loan. They asked for the card number and was advised not to activate the number. Foolishly I gave them the number, they activated the card, and then said that they needed another $500.00 to transfer the money. When I questioned them, I was told that the total amount ( $725.00) would be put back on the card and then the loan would be processed. When I said to cancel the loan and give me back my money, they said that it would be a $200.00 cancellation fee on a loan that I never received They made $ 225.00 today off of me. W

User's recommendation: STAY AWAY.

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ID
#2893438 Review #2893438 is a subjective opinion of poster.
Cons
  • Fraud
Loss
$225
Preferred solution
Full refund
New Reviewer

Im a customer i need roadside assistanceq

Locked keys in car can u send someone to help. My address is 739 Harveydale Dr Fayetteville NC 28301
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ID
#2843578 Review #2843578 is a subjective opinion of poster.
Location
Fayetteville, North Carolina
Preferred solution
Deliver product or service ordered
New Reviewer

Non payment of agreed amount

My husband signed an agreement for the payoff amount for the vehicle yet the amount to be paid has not occurred, and we were informed by one main that the amount might not be paid for over a month. My husband signed for an amount to be cleared for one loan, not take on two. We would like the matter looked into

User's recommendation: ensure they follow thru on the agreed amount within a reasonable time frame not over a month.

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ID
#2817544 Review #2817544 is a subjective opinion of poster.
Location
Portage, Michigan
Cons
  • Will not pay agreed amount
Loss
$650
New Reviewer
Covid hit last year and I'm trying to pay for a loan .my income was not accepted but the circumstances should be considered. All I get is denial
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3 comments
#2049033

Contact the company directly. All you will get here is some lonely troll posting nonsense from under his bridge.

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ID
#2783374 Review #2783374 is a subjective opinion of poster.
Location
Lake City, Florida
New Reviewer

Loan help

I need help with my title loan Lower rates they got me pants $450 a month and I borrowed $1,500 so I was trying to see if y'all could help me with my loan rate
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ID
#2775108 Review #2775108 is a subjective opinion of poster.
Preferred solution
Price reduction
New Reviewer

This company preys upon poor, desperate people

Don't take a loan out with this company unless it's a life or death situation, and if you have to, make sure it's a very small one. I'm serious about it being a life or death situation if you need money that desperately. You will be paying an exponentially huge amount compared to what you borrowed, which is called usury and should not be legal. If you have any other means of getting funds, rely upon that first that firsfo

User's recommendation: Don't use this company.

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1 comment
#2045164

So, you're saying that before you get one of these BAD credit, high-interest stupid loans, one should actually READ & UNDERSTAND the terms, have the ability to basic math, and have a sense of honor and not whine when it comes tie to pay these loans back? Thanks for the compelling paper you're submitting to Adulting/Personal Responsibility 101... Loser...

ID
#2756369 Review #2756369 is a subjective opinion of poster.
Cons
  • Interest rate
New Reviewer

AutoLien

Spoke to someone a couple of months ago about sending me some lien papers on the vehicle that I purchased years ago I havent received a lien papers yet 2002 Honda Accord
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ID
#2755419 Review #2755419 is a subjective opinion of poster.
Location
Durham, North Carolina
New Reviewer

Need beneficiary forms

Joseph G Harris policy # 01-0602**** dated March 17, 1990 Please send Beneficiary forms, my wife Elizabeh died last August 24, 2020 and I need to designate new ones.
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ID
#2719006 Review #2719006 is a subjective opinion of poster.
Location
Huntington Beach, California

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
New Reviewer

I don't have checks is that a problem

Upload information but I dont have checks but I do have a checking account can I still get the loan thanks .
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ID
#2698761 Review #2698761 is a subjective opinion of poster.
Location
Baltimore, Maryland
New Reviewer

I need to talk to some one in regards to the my loan

Look I gave the My Pleasant office my Ins information. And they gave you the wrong address. And someone misplaced my car Ins. So you charge me a additional $59 a month for 4 mouth . And I was told since I had Ins on my car. That your company was going to reimbursed me for the four months at 59 a month . So I havent heard from you and I talk to the attorney general office and they agree with me that you should pay me back the extra money you took out of my account each month Richard Larrabee 724-309-****
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1 comment
#2037315

LOL...You didn't talk to anyone... No One Cares...

ID
#2688718 Review #2688718 is a subjective opinion of poster.
Location
Flushing, New York
Loss
$240
Preferred solution
Full refund

I got turned down by for a loan and realized I'm paying $600 a month to pay off a $19,700 loan on a car that's not even worth anything.

I have been dealing with you all and understand. No one should have to drive a vehicle that is only worth $5,000 and has been charged beyond extreme! I am going to bring this to a higher level because I disagree with your practices. Immoral and definitely unethical. This is how you operate? Really? Not a happy customer...at all... You probably don't care about me anyway. It's sad when you finally get through to a person. Not an automated system. I

User's recommendation: Never deal with them...I got majorly ripped off..and it's going to continue.

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1 comment
#2036173

"Immoral and definitely unethical" Then why did you sign the papers? What does you "realized" mean?

Does this mean YOU didn't bother to READ or UNDERSTAND the contract of the basic business math involved in one of this bad credit, high-interest joke loans?

This is YOUR fault for being stupid and taking their loan. Please tell us it went to something worthwhile.

ID
#2687177 Review #2687177 is a subjective opinion of poster.
Location
Ephrata, Pennsylvania

To Warn Others!

This is the worse company! High interest rates and do not help customers. They promise to help, but Will mark your credit file as late even if you have paid! THE WORSE! NEVER AGAIN!

User's recommendation: Go to another company!

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ID
#2679719 Review #2679719 is a subjective opinion of poster.
Location
Warminster, Pennsylvania
New Reviewer

Need title lien released

I need my titles to a vehicle that I paid off years ago. They never sent the title. The email address that is provided is non-working.
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ID
#2678160 Review #2678160 is a subjective opinion of poster.
Location
Hammond, Louisiana
Preferred solution
Auto title lien released.
New Reviewer

Customer service

Krista bell harassed me at my job and my cell, she's a liar. I didn't complete the app, so that would mean I'm not interested and I don't need to ever be harassed on my job. So I am beyond passed off.

User's recommendation: Not ever.

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ID
#2664237 Review #2664237 is a subjective opinion of poster.
Preferred solution
Let the company propose a solution

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
New Reviewer

Crooked financial organization

Took a loan for 7k, Paid it back in 4 months. Now they want to continue to charge interest on the original amount of the loan, for the estimated 13 month pay off, in spite of it being paid off. So basically charging interest on their estimated time frame on interest.

User's recommendation: STAY AWAY FROM THIS COMPANY.

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ID
#2648092 Review #2648092 is a subjective opinion of poster.
Location
East Liverpool, Ohio
Pros
  • I liked it
  • Untrustworthy
Cons
  • Super high interest
Loss
$1000
Preferred solution
Full refund

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