3.5K views 1 comment
100% full Not resolved

Update by user Sep 01, 2015

The bold miscellaneous is requested payoff amounts. The original full payoff amount was $11,522

Original review posted by user Sep 01, 2015

I got a loan in 2013 from One Main for $8,499.96.Never missed a payment of $276.25 for two years and checked my balance online and it showed I still owed $6,851.

In all I paid $6,630 within those two years and by the time I pay everything off the total amount repaid will be close to $16,000. When I fist got the loan I was led to believe the amount being paid back wouldn't exceed over $11,000.

Called for a payoff balance and it was $6801 with the $6,630 already paid.How they can get away with this is unacceptable and something should be done.

Review about: Onemain Financial Loan.

I liked: Friendly local office.

I didn't like: Misleading payments.

Review #692738 is a subjective opinion of a user.

3.0
Website
Billing Practices
Staff
Customer service
PRODUCT OR SERVICE Onemain Financial Loan
Reason of Review / Monetary Loss Problems with payment / $6000
Preferred solution Let the company propose a solution

Had an Experience with Onemain Financial?

Submit review

Comments

Comment as anonymous or
Terms of Service
Post Comment
Cancel
Anonymous
#1037154

Sucks this happened to you, I went through something similar when I was younger and more naive, but honestly One Main states...in their very fine print..the interest is over 300% of the loan.It sucks, but they are in business because of that reason.

They prey on people's hardships..and sometimes they need it so they don't pay attention.

Your statements clearly show over 60% of your payment goes to interest.They didn't deceive you, it just sucks!

You May Also Like

Lending Club - Review about Money Investment from Atlanta, Georgia Lending Club "Scam artists. They write there own fake reviews. You will loose your *** with these *** artists. Then the little money you have left they will fine the *** out..." Read more KRW Associates - "Financing" Nightmare Krw Associates "11/27/16 - My computer finally died, so I decided to shop around for a new gaming rig. I came across Xidax computers and liked what I saw. Since it is..." Read more American Home Mortgage - Scott Allan / Scott Karosa FINED $7500 by NV Div of Mortgage Lending American Home Mortgage "Scott Allan / Scott Karosa FINED $7500 by NV Div of Mortgage Lending Scott Allan (formerly-known-as) Scott Karosa is ordered by the Nevada Division of Mortgage Lending to pay a fine..." Read more Onemain Financial - BEWARE!!!!! Onemain Financial "Do not borrow money from these people if you can help seek help somewhere else, bad business tactics if you late call you all the time of the day and..." Read more Vans Slip-On Shoes Review VANS "Originally wanting the veggie leather(online only), but not restocking so I ordered embossed leather as the only other tan slip on option. Extremely disappointed. One shoe noticeably shittier looking than..." Read more Enable IT - Hardware caused fire Enable IT "first day out of the box this device from this company started a fire. their hardware quality is bad. consumer beware. called the ceo Daniel Cook and he did not..." Read more 1StopBedrooms - No Communication, Inaccurate Shipping Estimates, Unreasonable Delivery Methods 1StopBedrooms "I ordered a sectional sofa from 1Stopbedroom on 2-20-2017. Almost immediately, I received a confirmation email for my order, stating it would be delivered in 4-6 weeks. Just as immediately,..." Read more Living Spaces - Sofa Review Living Spaces "I put a couch and a love seat from them 5 years ago. Lightly used but I just noticed an arm on the couch and an arm on the love..." Read more