OneMain Financial - Predatory lending.
9 comments
Called me to pay off my loan and credit card said i was approved for additional cash plus my payment would be lowered then 3 days later said i didnt make enough money and my income hasnt changed. Said child support isnt income and my job as a caregiver wasnt good enough. Also customet service violates HIPPA laws.
Reason of review: Problems with payment.
Location: 620 Walmart Dr, Farmington, MO 63640, USA
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Do you even know what HIPPA is? Because it has nothing to do with a loan.
"Also customet service violates HIPPA laws"
OK I'll bite. How does a finance company violate HIPPA laws and what does that have to do with you being turned down for a loan.
Child support isn't income. It's for the support of the child and depending on what type of man who was silly enough to lay down with you, it could stop at anytime.
You were probably turned down because of your limited income and/or poor credit history and/or excessive use of credit.
Here's how it works. Places like this get a list of people from the credit bureaus who meet a certain criteria.
All they get is contact info. They can't and don't see what's in your file. They typically don't look for people who have good credit as they won't pay high interest rates. Once they have your contact info, they send out flyers or call.
After they have you and your actual social security number and you give permission to run your credit, they see what if anything they can do for you. If your file is a nightmare, they won't deal with you. No one has to know you personally to know your credit is jacked up if you can't get a loan from a place like this. Good luck with your lawsuit.
OK now it's time for the loser's lament.
You must work for (insert company) because you're not saying what I want and exposing my nonsense. Go!!
And you don't know what the *** your talking about you idiot. You must be an employee there!! Just wait until they get sued for violation of HIPPA laws!!
Since it's quite obvious the person who responded hit the nail directly on the head and you have no capability of an intelligent point-by-point rebuttal, your only response is the immature "you must work for them" garbage. You sorry whiners are an absolute disgrace to this society and make decent people want to throw up.
HIPPA has to do with healthcare and ones personal information. Nothing else.
So therefore this company did not violate HIPPA laws. You claim to be a caregiver but could not quite put two and two together on that.
Why not come up with an INTELLIGENT rebuttal. The limit of your mental capacity is clearly obvious!
You very obviously don't have a clue of what you're talking about! "Predatory lender...my *** YOU were not approved for the loan because of YOUR credit and YOUR income.
Because of this, like a little unruly child, you come here to cry, whine, stomp your feet and thrown your temper tantrum.
They chose to NOT do business with you. GROW UP!
How in the *** do you know anything about my credit and employment. I'm saving this review and will be used in court for proof that this company is shady.
There are privacy laws and they are in violation. So see you in court!!
Right. Sure.
Since you can't get a decent loan from a bank with a much lower APR, suddenly you're going to become a big spender and hire an attorney! Thanks for the laughs!
You just can't stand it when somebody called you out because of your sorry, immature attempt to discredit this lender. You're still wailing and stomping your feet!