1.3K views
Verified Reviewer

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

New Reviewer
3 comments
stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
1.0

Yes I was a victim of these loan sharks. I had gotten a loan for 7000.

And had it out for 15 months. After paying 330 dollars a months i went in to payoff my loan. I know owed 8007.00 I paid an entire 15 months of only interest and then some. The breakdown is that you are putting yourself in the hole every month for the entire first year of payments.

It makes me sick to my stomach and how this scam is allowed. Please stay away from this place !

Reason of review: Problems with payment.

Location: Chicago, Illinois

Do You Have Something To Say ?
Write a review

Comments

chat-icon

Please avoid publishing any personal information and promotional content

You will be automatically registered on our site. Username and password will be sent to you via email.
Post Comment
Guest

OneMain is horrible. When you pay faithfully they do not apply anything to the principal only to interest which is why it takes so long to pay them back whereas you are paying significantly more than what you borrowed.

People need to stay away from them. A class action lawsuit against them should be coming at some point.

Guest
reply icon Replying to comment of Guest-1384650

"When you pay faithfully they do not apply anything to the principal only to interest"

Let me guess, you and the OP didn't:

Bother to read what you signed

Understood what you signed

Didn't care because YOU wanted that money

Thanks for your posts on what not to do when trying to be and adult and take out a loan. Real adults read and understand what they sign. They don't sign up for loans they know they can't pay off They don't sign up for loans thinking they'll pay it off with that tax checks that's been promised 100 times over.

Guest
reply icon Replying to comment of Guest-1386880

They are funny! With ANY loan, the interest is paid down first with more and more money going to principal as time goes on.

THIS IS STANDARD! The process is called "AMORTIZATION"! Look it up. If YOU make payments late, YOU generate extra interest for them.

Again...this is STANDARD!

You sorry deadbeats make a lot of us laugh with your brainless temper tantrums! Thank you!

OneMain Financial Reviews

  1. 368 reviews
  2. 105 reviews
  3. 43 reviews
  4. 19 reviews
  5. 18 reviews
OneMain Financial reviews