Product: Onemain Financial Loan Clear all filters (466 of 466 reviews match)
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Called me to pay off my loan and credit card said i was approved for additional cash plus my payment would be lowered then 3 days later said i didnt make enough money and my income hasnt changed. Said child support isnt income and my job as a caregiver wasnt good...
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Anonymous
Anonymous

Do you even know what HIPPA is? Because it has nothing to do with a loan.

Anonymous
Anonymous

"Also customet service violates HIPPA laws"OK I'll bite. How does a finance company violate HIPPA laws and what does that have to do with you being turned down for a loan. Chi...

1.0
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Onemain Financial Loan
#1135444
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BEWARE...BEWARE....I applied for a loan.they wanted a co SIGNER.my fiancé was supposed to be a co signer but they turned him into a co BORROWER. they are two different things. then they said the rate was a whopping 27.77%. when I went to sign the approval...yes I was...
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1.0
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Onemain Financial Loan
#1134275
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My loan gets paid automatically from my checking account on the 5th of the month.This month, the payment bounced. So, not knowing that they would reattempt that payment, I scheduled a payment for this past Monday. On Monday I saw the payment went through, but didn’t...
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Anonymous
Anonymous

"This month, the payment bounced."1-Whose fault was it your checked bounced? It was yours for whatever reason that no one cares to hear about. Things happen. Real adults deal ...

1.0
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Onemain Financial Loan
I didn't like
  • Customer service does not respond in a timely manner
  • Representatives did not seem sympathetic to the situation
#1131674
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Onemain Financial - One main takes advantage!

#1118834
1.0
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Yeah you have less than perfect credit? We'll look no further because one main financial will give you a loan. The only problem is the the crossroads demonic style consequences! If you are that desperate by all means take the super high loan. Pay on this loan until the day you die because that's how long it will take to pay them back!!!!
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Onemain Financial - Rip off

#1108690
I have paid for at least 5 years a payment of $300 a month an $12 goes towards my loan amount it total rediculus. Do not borrow from one main or beneficial.
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Onemain Financial - Predatory loan

#1099540
1.0
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Yes I was foolish about 16years ago and cashed that check they sent me in the mail. I have been paying 281 dollars a month for 16 years. I have paid 54,144 dollars on an 11,000 dollar loan. One main says I still owe 10,000 dollars. They are nothing but criminal loan sharks. You would think 5 times the loan amount would be enough to pay off but not to these greedy f@$%ers.
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Onemain Financial - Previous customer- Awful requirementd

#1049313
1.5
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I was a customer when known as Springleaf. I was able to get an unsecured loan with poor credit had to suffer thru a high interest rate. Paid the loan off 1 year early went to go back for another loan with a much better credit score and was told no loan without collateral. Are you kidding me. This is ridiculous.
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I was not told the interest would be added up front.So an 8000. loan ended up a balance 15000. Our direct was posted for the first of every month. I told them my ss check didn't come until the 4th of the month. I was told it could be moved after the first payment....
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1.3
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Onemain Financial Loan
I didn't like
  • Staff when i need help
#1110583
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I pay my One Main Financial loan every other week plus an extra $200 per month and I just realized One Main Financial has been charging excessive interest.As the principal decreases so should the interest deducted from my payment. But, when I reviewed each payment, for...
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Bookcrazy
Bookcrazy

It's excessive because you have bad credit. Otherwise you would not be with OneMain.Anyway, most loans are paid this way, high interest or otherwise. It's called amortizatio...

Anonymous
Anonymous

Let me guess, didn't understand or bother to read what you signed?Just wanted to run out of that office with that check huh?Thanks for posting a what not to do when taking a h...

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Onemain Financial Loan
#1109130
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I have taken out a personal loan from One Main Financial. My loans not even due and calls occur to "remind me my payments due on up coming date". Calls are beginning to be on the harassment side. I took out this loan and have been current, when I did need an extra week...
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1.2
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Onemain Financial Loan
#1108852
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I applied a Soldiers Civil Relief Act to a current loan with One Maine Financial which reduces a interest rate to 6% to include any and all fees.Since July this company has been trying to charge me more than that rate, also tries to extort partial payments which is not...
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Anonymous
Chris wells

I should have been flogged for borrowing more money from them! 36 percent interest. These people are loansharks

Anonymous
Anonymous

Are you active duty? Did you take out the loan BEFORE going active?

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Onemain Financial Loan
#1101406
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Worst mistake i ever made.This company needs to shut down and get sued. 2015 was rough year for me. My brother needed help desperately. I saw Springleaf on TV. I decided to go there. The guy was sweet talking made it look like things are good. He rush me to sign,...
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Anonymous
Aaron

This Company is a total rip off they misleading with there advertising run your credit without permission and charge exorbitant rates. Oh and by the way they will make you giv...

Anonymous
Anonymous

Oh yes...they are so, so terrible because they are holding you to your promise to make on time payments.

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Onemain Financial Loan
#1100949
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I have a loan with One Main Financial at 35.83% I pay $335 a month if I'm lucky$20 goes towards principal each month
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Anonymous
Anonymous

Funny, funny! At the start of the loan, most of the payment goes to principle. That's the case with just about all loans! As time goes on, more and more of the payment goes...

1.0
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Onemain Financial Loan
#1084795
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Do not use this company.They sell you insurance that they include on the loan balance and if you cancel it, they charge you for it again, then credit the refund to the account so you get no credit back and they still get all their money. Also, the pre-computed interest...
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Anonymous
BT

I'm man enough to admit when I am wrong. Got things figured out with them, and despite the paperwork inferring otherwise, I did not have to pay the full interest when i paid i...

Anonymous
BT

So it's 673% APR. Still an absolutely ridiculous number.

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Onemain Financial Loan
#1083018
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