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1.5

I took out a new loan two years ago, paid off the first loan Zero balance. Last week I get a call from One Main I owe them 37.05 on the first loan, they have already placed it on my credit report as past due.

I explained to them that has been zero since the new loan two years ago and have a screen shot to prove it. Requested it be removed and the Credit Bureaus advised of their mistake.

Told I have to call the local branch to handle it. Then why did the Main Branch call me in the first place?

Reason of review: Problems with payment.

OneMain Financial Pros: Staff, Way the original loan person handled my account.

OneMain Financial Cons: Misleading payments, Poor training.

Location: 1751 NE Pine Island Rd, Cape Coral, FL 33909

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They called because the computer told them to call. The system didn't know any of what you told them and sent you back to the local branch.

Stop wasting time calling people. Write a dispute letter, make copies of it and your screenshot. Mail your dispute and back up to the corporate office, the branch(send registered mail with a return receipt) and the credit bureaus. If you think you shouldn't have to do all this, do it anyway.

This is your credit.

You take ownership of it and don't wait around for others to solve your problem for you. You can only count on yourself.

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